I am licensed in Florida to sell annuities life insurance and health insurance. My license number is A014276.
If you are in another state, I can get a non-resident license to be allowed to make sales to you there.
However, some states and companies require that I have a face – to – face meeting with you before I can submit your application. When that is the case I will find a licensed agent in your state to do that and share the selling commissions with that individual.
It is possible in many cases to give you full presentations, get the necessary information, and complete the transaction for you to get the Life Insurance or Annuity that is best for you WITHOUT LEAVING YOUR HOUSE, by taking advantage of the Internet.
What insurance do I sell?
I can sell most any kind of insurance; and certainly the kinds of contracts I recommend in my Blog.
However, I only sell contracts from companies that are highly rated by A.M. Best, a national service that looks into companies, their financial strength, and ability to pay benefits as promised. (NOTE: Most states required companies to keep reserves to assure they can pay promised benefits.)
“Living Benefits“: My focus includes different types of Life Insurance contracts that provide “Living Benefits”.
That means the company will advance some of the money usually reserved for a “death benefit” if you need it for certain things while you are alive. This can include recuperation from a heart attack, dealing with cancer, or many other illnesses.
You may want to look at your current Life Insurance to see if it includes “Living Benefits”. Full “Living Benefits” are relatively new.
It is possible in many cases to replace that policy that only pays when you die for a policy with “Living Benefits” which can pay you while you are alive.
CLICK HERE to see a full presentation about LIVING BENEFITS. If you want to know more after watching, just fill in the provided form and I will get back to you.
Index Universal Life Insurance Policies: I also focus on Index Universal Life insurance. This will also be explained and explored in the Blog.
Generally, your cash value can build up, with NO RISK OF MARKET LOSS, at higher rates of interest than other permanent insurance or interest bearing vehicles.
Annuities: Annuities are issued by companies also regulated by Insurance Commissioners in the States. The Blog will have posts about the different types of annuities and which type is good for what.
There are a lot of other types on insurance. However, I do not sell all the types.
Some policies have your money go into a Mutual Fund(s). Sometimes there are referred to as Variable Products. I will not sell those because of the risk of market loss in the underlying mutual funds.
I am always happy to answer your questions about the different kinds of insurance and policy contracts. This will be a large part of what we talk about in the Blog.
Have a comment on this post? Leave a comment below
Get Free “The 9 Safest Ways to Build an Income that Will Last the Rest of Your Life“ and updates of new Blog Posts and other important information by completing and submitting the form below. Also, join me on my SCOTT F BARNETT CONSULTING YouTube Channel by CLICKING HERE for video presentations and live sessions.
You may want to look at your current Life Insurance to see if it includes “Living Benefits”.
This is all devoted to guiding you to complete your own Retirement Planning, Estate Planning and Closely Held and Family Business Planning; and you gaining the Peace of Mind that comes from knowing your own future is secure and your family is protected. I help you by coaching, not teaching, so you can complete the work you need to do.
Join in! Ask Questions! Comment on my Blog posts. Most important, get to the Peace of Mind that happens when you complete your Retirement & Estate Planning. Get free “The 9 Safest Ways to Build an Income that Will Last the Rest of Your Life“ and updates of new Blog Posts and other important information by completing and submitting the form below. Also join me on my SCOTT F BARNETT CONSULTING YouTube Channel by CLICKING HERE.
DISCLAIMER: Since I am a member of the Florida Bar I should make it clear interacting with me on this site does not create a lawyer/client relationship. If I would enter into one, it is only after we sign a written agreement setting it up. I am more than happy to help you find a good lawyer when the time comes. I am retired from law practice and now focus on this blog and the matters I discuss in it. (CLICK HERE to see the PRODUCTS & SERVICES page.) Thanks for understanding.
I would appreciate it if you “Share” this article with others you believe would “Like” it too.