PROBLEM Imagine grandparents in a bank setting up a new certificate of deposit. The bank clerk tells them they could leave the money to their grandchildren and avoid probate doing it. How? Make the account “John and Jane Grandparent i/t/f Grandchild.” […]
Should You Keep Paying Life Insurance Premiums During Retirement?
Does continuing to pay premiums on life insurance policies make sense when retired or facing retirement? With children grown and other pressures for income, the premium payment is a target for budgeting. Is this wise? Like so many other question the answer is “It Depends!” First, is the insurance a “Term” policy (with no cash […]
Living Benefits – Insurance You Do Not Have to Die to Use
Imagine waking up in a hospital; not knowing where you are. Your spouse is by your bed and tells you about the horrible accident. Lucky to be alive, your prognosis is good. However, you will be laid up for at least six months before going back to work can be considered. The thoughts run through […]
Wills – What they are All About
Retirement & Estate Planning documents kill a lot of trees because there is so much paperwork; BUT don’t let that scare you. Considering what they do; Wills, Trusts, Powers of Attorney, Living Wills, and Health Care Surrogate Designations do wonderful things and are well worth the effort. And I will help you in this Blog […]
“Safe Money Long Life”
What is that all about? “Safe Money Long Life“ This Blog is focused. My help is only for those of you who care about two things when deciding where to place your money for retirement. You won’t lose it! What you save can last you for the rest of your life! Lots of technical […]