INDEX UNIVERSAL LIFE INSURANCE Protecting Your Own Future as Well as Your Family This is the third and last in a series of posts about how “Index Based Interest Crediting” works in different products. The first article, Part I, focused on the general way Index Based Interest Crediting works. It appears on my blog at […]
How to Get More When the Stock Market Goes Up But Not Lose Anything When the Stock Market Goes Down PART II Deferred Fixed Index Annuities
What if I said that you can earn more interest when the stock market goes up, but have no principal or interest taken away when the stock market goes down? Would that interest you? This is the second in a series of articles that stands for that proposition. The previous installment of this series explained […]
How to Get More When the Stock Market Goes Up But Not Lose Anything When the Stock Market Goes Down
What if I said that you can earn more interest when the stock market goes up, but have no principal or interest taken away when the stock market goes down? Would that interest you? Several insurance and annuity companies give you that opportunity. So many were burned in the stock market crash of 2008; people […]
Will You Outlive Your Money?
Where will we get the money we need to live a longer life for the rest of our lives? Modern medicine has performed miracles in extending our life spans. But, that creates the need for more money for our retirement. This is now a general problem faced by many of us Baby Boomers. Everyone needs […]
KEY MEDICARE ANNUAL ENROLLMENT CHOICES
The Annual Enrollment Period for selecting Medicare choices is well underway. Medicare coverage decisions can only happen during the period of October 15 to December 7 of each year. “Special Election Periods” allow, in specific circumstances, changes during other parts of the year. The Annual Enrollment Period gets much attention, advertising from insurance companies and […]